Commission Management

24-02-2026
1

Admin

Standardised rate structure • 4.5% MNO floor enforced • February 2026

Commission protection is active. MNOs pay into switch settlement account; the switch distributes to participants at the standardised rate. MNOs cannot unilaterally reduce commission to individual FIs or Aggregators. (FR-17, FR-18, FR-24)

Total Accrued - Feb MTD

N14.4B

On track for 18B/month

FIS / PSBS (2.5%)

N8.0B

148 FIs Auto-split

Aggregators (1.0%)

N8.0B

5 Aggregators

Switch Admin (1.0%)

N3.2B

Infrastructure Levy

Commission by MNO (FEB-MTD)

MTN
N8.1B (56%)
Airtel
N3.9B (27%)
Glo
N1.8B (12%)
9mobile
N720M (5%)
• All MNOs paying at or above 4.5% floor • Rate floor protection

Commission by Aggregator (FEB-MTD)

AggregatorVol ShareCommission (N)Status
Aggr-001 Telcos Direct34%N1.09BPAID
Aggr-002 Primus VAS22%N704MPAID
Aggr-003 SwiftRoute14%N448MPENDING
Aggr-004 NexBridge17%N544MPAID
Aggr-005 Cordis13%N416MPAID